If you're in the market for a new home or considering refinancing your current mortgage in Florida, you'll want to know the current mortgage rates. According to the rates you provided, as of April 4th, 2023, the average 30-year fixed mortgage rate in Florida is 7.016%, while the average 15-year fixed mortgage rate is 5.968%. If you're considering an adjustable-rate mortgage, the average 10/6 ARM rate in Florida is currently 7.425%.
It's important to keep in mind that these rates are just averages and your actual interest rate may differ depending on various factors such as your credit score, loan amount, and down payment. Additionally, it's always a good idea to shop around and compare rates from multiple lenders to find the best deal for your unique financial situation.
With rates as high as they are right now, it's important to carefully consider your options and consult with a trusted mortgage professional before making any decisions. Higher interest rates mean higher monthly payments and more money spent on interest over time, which can impact your overall financial picture.
If you're ready to take the next step in your home buying or refinancing journey, be sure to do your research, compare rates, and work with a trusted mortgage professional who can help guide you through the process.
As always, it's important to get PRE-APPROVED! So get your application going on my website or contact me, Bobby Truefast today to get your Mortgage.
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